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Who is Valeria?

When you meet or talk to me, you will understand why I am one of top mortgage originators in Honolulu County, yet you’ll feel like you are the only client I am working with. This is because I have 8 years of experience in the mortgage industry.  I am in the business of providing the lowest mortgage rates in Hawaii while at the same time, providing a “Red Carpet” experience.


My name is Valeria Affinito. I want to thank you for taking the time to visit my website. For those of you who don’t already know me, I have a great passion for my work and life.  I have a great team behind me that helps speed up the mortgage process, allowing me to answer my phone and return calls promptly. When it is time to discuss or explain something, I dedicate as much time as possible in explaining terms and procedures in a clear and concise fashion.

One of the comments I get from clients all the time is: “I have been talking to 5 or 6 other lenders and I haven't understood a single thing,  yet I have been talking to you for 20 minutes and I now have the concept of several things that no one else was able to explain to me”.

My past clients will tell you that I value relationships over transactions and that I’m not an aggressive salesperson. I prefer to advise my clients on all mortgage options and suggest the best fit for their situation. Anyone can get you a loan; it takes listening, understanding, and proper planning to put you into the right loan program that best meets your needs.

Fun Facts about Valeria:

I was born in Bellevue, Seattle (WA), but I was raised in Caserta, Italy, a small city 15 minutes from Naples. I am the youngest of two and my brother lives in Italy along with my parents and the rest of the family. I come from a family of engineers, but I decide to pursue business studies because of my love and passion for math and finance.  I moved back to US in 1997 and pursued a Bachelor of Science Degree in Business Administration from California State University Long Beach in 2002. I am currently studying for my MBA with concentrations in Finance. 

I am happily married and my husband and I have a beautiful daughter names Alessia.
I love traveling, I recently spent some months in French Polynesia visiting the different islands of Tahiti, Moorea and Bora Bora and I learned a lot about the Polynesian Culture. I love sailing, fishing and surfing.

I look forward to the opportunity to help you secure the best mortgage solution for your needs.

I believe that since mortgages are the largest financial transactions you will ever make, they require a professional and dedicated advisor.


Valeria Affinito

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